FREQUENTLY ASKED QUESTIONS
Yes, Both debit and credit cards are accepted payment methods for Buy Now, Pay Later on Atome. Making it more easier and affordable for everyone to make installment purchases both online & offline!
No. Atome is a free service. There is no hidden charges or interest for using Buy Now, Pay Later provided that you pay all your installments on time.
If you miss an installment payment, you will be charged with an administration fee of RM50 after the second day. If you still didn’t manage to pay the installments within 7 days, you will be charged an additional RM25. Plus, your account may be frozen until the outstanding balance has been cleared.
To be eligible for the Atome service, you must:
-Be aged 18 years and above
-Have a valid Malaysian IC
-Have a valid mobile number registered under your name.
-Own a debit or credit card